This article originally appeared as a column for the Cleveland Jewish News. One of the most important steps in starting a business – after identifying the good or service you are going to be selling, of course – is to select your name. Marketing a business is an art as much as it is a science, and a name is…
This article originally appeared as a column for the Cleveland Jewish News. Very often, people wonder if it is necessary to hire a real estate agent or even an attorney to buy or sell real estate. After all, Realtor commissions and/or attorney fees add up, and it is tempting to want to keep that money in your pocket. The short…
This article originally appeared as a column for the Cleveland Jewish News. Working with family – outside the home – can be just as frustrating as it can be rewarding. On one hand you get to spend more time together. Other the other hand, you have to spend more time together. On one hand, you are working with people you…
This article originally appeared as a column for the Cleveland Jewish News. So much investing advice is out there. Read 10 different articles and you will find 10 different opinions on how to achieve investing success. What’s a new investor to do? Whom do you look to? How do you know which advice to follow? How do you best invest…
This article originally appeared as a column for the Cleveland Jewish News. So you want to start your own business? Hopefully, you have already determined what it is you’re selling, and you know whether or not you are going to have one or more partners in the business. Ideally, you have some manner of business plan in place – whether…
This article originally appeared as a column for the Cleveland Jewish News. You may have heard the term “planned giving” before. Maybe you encountered it in fundraising materials for your favorite charity. Perhaps your estate lawyer or financial planner suggested it as an option for you, or you may have heard about it from a friend or colleague who has…
This article originally appeared as a column for the Cleveland Jewish News. Let’s face it: when planning for the future, we have a lot to think about. We plan for our children’s college educations by starting a college fund. We prepare for various possible issues by carrying medical insurance, and homeowners’ insurance and auto insurance. We plan for retirement by…
This article originally appeared as a column for the Cleveland Jewish News. The calendar year is swiftly coming to a close. Along with the lake effect snow and icy weather comes the annual last-minute push for Congress to renew expired tax breaks before the year ends and tax season gets into full swing. And, while there is always a push…
This article originally appeared as a column for the Cleveland Jewish News. Inheritances – or, more precisely, who gets them – serve as the plot device for many a movie. Imagine, if you will, two hopeful heirs to a large family fortune. One heir coerces the elderly, not altogether there, relative to revise his will in order to disinherit the…
This article originally appeared as a column for the Cleveland Jewish News. At the end of July, the Urban Institute released a report on delinquent debt in America, and the figures were rather astonishing. Using 2013 data obtained from TransUnion, the institute sought to study the nature of American consumer (non-mortgage) debt. What they found was that nearly 12 million…