This article originally appeared as a column for the Cleveland Jewish News. “Are you over the age of 62?” “Do you have equity trapped in your home?” “Having trouble making your monthly mortgage payments?” “Supplement your retirement savings and make that money work for you.” Targeted advertisements tout the benefits of reverse mortgages. A reverse mortgage is a special type…
This article originally appeared as a column for the Cleveland Jewish News. The more technology advances, the more we rely on it in our everyday lives. Where we once called first to our family doctor, we may now look first to the internet to research our symptoms. DIY is easier than ever with YouTube tutorials. Who needs an accountant when…
This article originally appeared as a column for the Cleveland Jewish News. Philanthropy happens at all levels of giving. Some donors are comfortable writing checks with one or two zeroes at the end. Others may add a few more zeroes or, perhaps, sponsor a table at a gala or donate a valuable item. But the pinnacle of philanthropic giving involves…
This article originally appeared as a column for the Cleveland Jewish News. Prospective clients call my office every day, asking about a divorce, a dissolution or even a legal separation without having a clear understanding of what those terms mean. Maybe they have done some internet research and have come across one of these terms. Typically, they know they are…
This article originally appeared as a column for the Cleveland Jewish News. In thinking of an estate plan, most people think first of a will. You may think next of things like joint and survivorship deeds, life insurance, or payable on death, or POD accounts. Perhaps you have gone so far as to create a trust. Hopefully, you have double-checked…
This article originally appeared as a column for the Cleveland Jewish News. Tax day is just around the corner, again. Whether you hire an accountant or prepare your own returns using one of the many available software programs, or even if you do it by hand, if you itemize your deductions you will want to compile a list of your…
This article originally appeared as a column for the Cleveland Jewish News. Clients come in all the time with questions about how title affects ownership and access to bank accounts. Maybe an account is jointly held among spouses. Maybe a spouse is named on an account with a parent. Or, perhaps someone is on an account with a child. Maybe…
This article originally appeared as a column for the Cleveland Jewish News. When we think about life care planning, we think about many aspects of aging. Obviously, financial planning is important. A retirement plan will help to ensure income into the future. A will can ensure that your estate is passed to your heirs in the way you want it…
This article originally appeared as a column for the Cleveland Jewish News. To be sure, these are uncertain times. Of course, presidential elections always bring uncertainty and, without a doubt, the new administration will be different than the last, even if policy specifics aren’t clear at this point. But one thing remains clear: whether your preferred candidate just won or…
This article originally appeared as a column for the Cleveland Jewish News. Just the other day I received a telephone call soliciting a donation for what sounded to be a worthy cause. I hadn’t heard of the organization before. So, I did the prudent thing and asked for more information so that I could look into it and make an…